New Years Resolutions 2010
Well my Christmas miracle came through. I flew home standby on Dec. 23rd and spent a lovely two weeks with family and friends in Chicago and Michigan, including family holidays, a nephew's hockey game, sledding with my sister, sister-in-law, and nephews, and NYE at my favorite Michigan microbrew with dear, dear friends. But now it's 2010 and I'm back in New Jersey and ready to get serious about the new year.
I don't usually make new years resolutions because I tend not to keep them. But last year, Kyle and I resolved not to eat at chain restaurants and we did very well. We started eating out less overall, which is simply because we live in the same place and cook together alot. But I think we also managed to go the whole year only eating at TGIFriday's once (with a buy one get one coupon), Applebees once (with friends for drinks), and Bonefish Grill twice (which is a chain, but neither of us had ever eaten there before). Not bad.
This year, I have a few little resolutions/goals. Like keep going to the gym regularly/more, write poems, put together a chapbook of poems and start submitting it for publication... but I have one, big, main resolution which I have a feeling is going to be tough but I'm determined to keep. No more shopping.
Yes, you read correctly. No more. However much I try to cut back or only buy things I really want, I still spend more than I should. When I'm having a rough day, a trip to Target or the mall always seems to cheer me up. This is not a healthy outlet. And over the last few months I've been tracking my spending and found that my "personal" category is a little higher than I think it should be. So in 2010 I resolve to only buy what I need - food, toiletries, etc. I can only buy clothes or shoes if my existing clothes and shoes become unwearable. And by this I mean I cannot buy a new pair of jeans unless ALL THREE pair I currently own have holes in them. I cannot buy new cute black shoes unless EVERY pair of black shoes I own falls apart. No purses. No jewelry. Nothing.
I think if I can make it through the year with this, I'll be much more mindful in the future of what I am buying and when. And the real purpose of this whole endeavor is to pay off credit card debt. I have three cards carrying a balance, and if I apply my usual frivolous spending money to paying one card, I am confident I can reasonably pay it off by the end of 2010, if not sooner. Which, I think, would motivate me to keep paying off my debt in large chunks and I could be credit card debt free by the time I turn 30. (Now my student loans are another story, but with lower interest rates I don't feel like those are hanging so heavy over my head).
So here we go. Wish me luck!...
I don't usually make new years resolutions because I tend not to keep them. But last year, Kyle and I resolved not to eat at chain restaurants and we did very well. We started eating out less overall, which is simply because we live in the same place and cook together alot. But I think we also managed to go the whole year only eating at TGIFriday's once (with a buy one get one coupon), Applebees once (with friends for drinks), and Bonefish Grill twice (which is a chain, but neither of us had ever eaten there before). Not bad.
This year, I have a few little resolutions/goals. Like keep going to the gym regularly/more, write poems, put together a chapbook of poems and start submitting it for publication... but I have one, big, main resolution which I have a feeling is going to be tough but I'm determined to keep. No more shopping.
Yes, you read correctly. No more. However much I try to cut back or only buy things I really want, I still spend more than I should. When I'm having a rough day, a trip to Target or the mall always seems to cheer me up. This is not a healthy outlet. And over the last few months I've been tracking my spending and found that my "personal" category is a little higher than I think it should be. So in 2010 I resolve to only buy what I need - food, toiletries, etc. I can only buy clothes or shoes if my existing clothes and shoes become unwearable. And by this I mean I cannot buy a new pair of jeans unless ALL THREE pair I currently own have holes in them. I cannot buy new cute black shoes unless EVERY pair of black shoes I own falls apart. No purses. No jewelry. Nothing.
I think if I can make it through the year with this, I'll be much more mindful in the future of what I am buying and when. And the real purpose of this whole endeavor is to pay off credit card debt. I have three cards carrying a balance, and if I apply my usual frivolous spending money to paying one card, I am confident I can reasonably pay it off by the end of 2010, if not sooner. Which, I think, would motivate me to keep paying off my debt in large chunks and I could be credit card debt free by the time I turn 30. (Now my student loans are another story, but with lower interest rates I don't feel like those are hanging so heavy over my head).
So here we go. Wish me luck!...
Labels: goals

